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CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

by Team Totem | Mar 20, 2024 | Benefits Consulting, Cost Containment, Health Spend Reduction

As an Executive tasked with cutting costs while simultaneously retaining top talent, you’re continuously seeking innovative solutions to manage costs and offer competitive packages.  One such solution gaining traction is Health Insurance Captives.  This alternative...
Employee Financial Wellness Matters: Prioritizing Employee Financial Health

Employee Financial Wellness Matters: Prioritizing Employee Financial Health

by Team Totem | Mar 13, 2024 | Benefits Consulting

We’re facing tough economic times, and it’s impacting your employees. Many people are finding themselves struggling to make ends meet, even with a full-time job. Because of this, employee financial wellness has become a cornerstone of comprehensive employee well-being...
Digital Wellness Platforms: Empowering Employers to Support Employee Wellbeing

Digital Wellness Platforms: Empowering Employers to Support Employee Wellbeing

by Team Totem | Mar 6, 2024 | Benefits Consulting

It’s no secret that the concept of employee wellness has evolved beyond traditional health benefits. Employers are continuing to recognize the importance of holistic well-being, encompassing physical, mental and emotional health for their employees. And, digital...
Top-of-the-Line Employee Benefits for Restaurants

Top-of-the-Line Employee Benefits for Restaurants

by Team Totem | Feb 28, 2024 | Benefits Consulting

In the world of restaurants, the hustle and bustle never seems to cease. It’s no secret that in this fast-paced industry, connecting with your staff and emphasizing the significance of employee benefits can be a challenge. Good news – with the right...
Optimized Employee Benefits for Manufacturing

Optimized Employee Benefits for Manufacturing

by Team Totem | Feb 14, 2024 | Benefits Consulting

In the competitive landscape of manufacturing, efficiency is key to success. At Totem, we understand this, which is why we work with clients in manufacturing to refine and optimize their employee benefits approach.  If you’re in HR for a manufacturing company, we pose...
Employee Benefits for Public School Districts

Employee Benefits for Public School Districts

by Team Totem | Jan 31, 2024 | Benefits Consulting

At Totem, we take immense pride in our longstanding relationships with Public School Districts, a journey that spans over three decades. It’s just one way we stand true to our mission to be there for everyone. Our commitment to excellence, expertise and tailored...
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