Totem Blogs
Whether you’re a public school district or a private sector client, we use data-driven solutions and personalized service to help you offer employees better benefits for your people and your bottom line.
Open Enrollment Starts Now: A Pre-Season Checklist for HR and Finance
Open Enrollment Starts Now: A Pre-Season Checklist for HR and Finance An open enrollment preparation checklist covers the decisions, numbers,...
Your OE Emails Aren’t Reaching Half Your Staff. Here’s What Does.
District Open Enrollment Communication: Reaching Every Employee by Phone, Email, Text, and Onsite School district open enrollment communication...
Healthcare Cost Containment Strategies Most Employers Overlook
Healthcare Cost Containment Strategies Most Employers Overlook Most healthcare cost containment strategies aim at the premium equivalent, the...
Building an Annual Benefits Education and Outreach Calendar for Your District
Building an Annual Benefits Education and Outreach Calendar for Your District A district benefits education outreach calendar maps who you'll reach,...
Here’s Why 67% of Covered Workers Are in a Self-Funded Health Plan
A self-funded health Plan means your company pays employee medical claims from its own funds instead of paying fixed premiums to a carrier. You take...
Why Personalized, Unscripted Service Outperforms Scripted Models
The Human Advantage in Employee Benefits Support When employees need help with their benefits, it’s rarely a simple question — it’s often a critical...
Why Quality Costs Less in Healthcare
And Why Employers Pay More When They Settle for “Good Enough” In most industries, higher quality comes with a higher price tag. Healthcare breaks...
The Value of a Dependent Eligibility Audit
Why Every Employer Should Verify Who Is Truly Covered on the Health Plan Healthcare costs continue to rise, putting increased pressure on employers...
Supporting Employees Through Holiday Depression
How Employers Can Recognize and Respond Compassionately The holidays can bring heightened stress, loneliness, and financial pressure. For many...
Results Totem delivers
10.5%
decrease in turnover
8-29%
savings in
medical spend
12.5%
increase in perception of benefits
700%
increase in employee engagement

