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District Open Enrollment Execution: Running a Smooth Enrollment

District Open Enrollment Execution: Running a Smooth Enrollment

by Lauren Claverie | Oct 14, 2026 | Open Enrollment, Totem

District open enrollment execution is the work that happens while the window is open: staffing the phones, reaching people who aren’t at a desk, and solving problems the same day they surface. For the 2027 Plan Year, Open Enrollment for Georgia K12 districts...
Confused by Your Stop Loss Renewal? Start With These Two Terms

Confused by Your Stop Loss Renewal? Start With These Two Terms

by Lauren Claverie | Oct 8, 2026 | Benefits Consulting, Totem

A stop loss Specific Deductible is the dollar amount your Plan pays on one person’s claims in a contract year before the stop loss carrier reimburses you. It’s the single number that sets how much claim volatility your budget absorbs, and it’s...
SHBP Enrollment Support: What Georgia Districts Can Add on Top of the State Plan

SHBP Enrollment Support: What Georgia Districts Can Add on Top of the State Plan

by Lauren Claverie | Oct 1, 2026 | Employee Engagement, Totem

SHBP Enrollment Support: What Georgia Districts Can Add on Top of the State Plan SHBP enrollment support is the service layer a district builds around the State Health Benefit Plan, not a change to the Plan itself. The State sets every Plan Option, every rate, and...
Open Enrollment Starts Now: A Pre-Season Checklist for HR and Finance

Open Enrollment Starts Now: A Pre-Season Checklist for HR and Finance

by Lauren Claverie | Sep 24, 2026 | Open Enrollment, Totem

Open Enrollment Starts Now: A Pre-Season Checklist for HR and Finance An open enrollment preparation checklist covers the decisions, numbers, notices, and staffing you settle before enrollment materials reach employees. The start date isn’t a preference. Work...
Your OE Emails Aren’t Reaching Half Your Staff. Here’s What Does.

Your OE Emails Aren’t Reaching Half Your Staff. Here’s What Does.

by Lauren Claverie | Sep 17, 2026 | Open Enrollment, Totem

District Open Enrollment Communication: Reaching Every Employee by Phone, Email, Text, and Onsite School district open enrollment communication works when it runs on four channels at once: phone, email, text, and onsite support. Email alone reaches the staff who sit...
Healthcare Cost Containment Strategies Most Employers Overlook

Healthcare Cost Containment Strategies Most Employers Overlook

by Lauren Claverie | Sep 10, 2026 | Cost Containment, Totem

Healthcare Cost Containment Strategies Most Employers Overlook Most healthcare cost containment strategies aim at the premium equivalent, the network discount, and the employee contribution. The larger dollars sit underneath, inside a few claim categories where a...
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