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Healthcare Cost Containment Strategies Most Employers Overlook

Healthcare Cost Containment Strategies Most Employers Overlook

by Lauren Claverie | Sep 10, 2026 | Cost Containment, Totem

Healthcare Cost Containment Strategies Most Employers Overlook Most healthcare cost containment strategies aim at the premium equivalent, the network discount, and the employee contribution. The larger dollars sit underneath, inside a few claim categories where a...
Blueprint for Optimizing Employee Benefits for Manufacturing

Blueprint for Optimizing Employee Benefits for Manufacturing

by geoff | Jul 22, 2025 | Benefits Consulting, Cost Containment, Health Spend Reduction

Blueprint for Optimizing Employee Benefits for Manufacturing In Georgia’s manufacturing sector, margins are tight, skilled labor is scarce, and operational disruptions are expensive. Yet one of the most overlooked levers for mitigating these pressures is also one of...
Negotiation of Health Plan Rates and Premiums

Negotiation of Health Plan Rates and Premiums

by Team Totem | May 8, 2024 | Benefits Consulting, Cost Containment, Health Spend Reduction

As an Executive or HR Staff responsible for your employee health plan, we completely understand the challenges that loom – especially those as large as managing health plan rates for your organization.  Healthcare costs impact both employers and employees. And, the...
Crafting Employee Benefit Solutions for Automotive Dealerships

Crafting Employee Benefit Solutions for Automotive Dealerships

by Team Totem | Mar 27, 2024 | Benefits Consulting, Cost Containment, Recruiting & Retention

Optimizing efficiency is paramount for success in the fiercely competitive landscape of the automotive industry. At Totem, we recognize this crucial need, which is why we specialize in partnering with dealerships to fine-tune and enhance their employee benefits...
CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

by Team Totem | Mar 20, 2024 | Benefits Consulting, Cost Containment, Health Spend Reduction

As an Executive tasked with cutting costs while simultaneously retaining top talent, you’re continuously seeking innovative solutions to manage costs and offer competitive packages.  One such solution gaining traction is Health Insurance Captives.  This alternative...
CASE STUDY: The ROI of Prioritizing Quality Care in Your Employee Benefits Package

CASE STUDY: The ROI of Prioritizing Quality Care in Your Employee Benefits Package

by Team Totem | Dec 19, 2023 | Benefits Consulting, Cost Containment, Health Spend Reduction

In the world of employee benefits, the shift toward prioritizing quality care has become the cornerstone of successful workforce management. This blog will delve into the significance of prioritizing quality care in employee benefits, with a keen eye on the return on...
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