Healthcare Approach

Our unique approach to healthcare helps you increase the quality of your benefits while decreasing your costs.

How? We direct your employees to the highest quality care available, significantly reducing your costs and systematically delivering quality benefits and a braggable employee experience.

It’s simple — but bold.

We focus on taking the broken aspects of healthcare and improving them with high-quality care. And unlike other big box brokers, we do much more than consulting — and we’ve been doing it for over 40 years.

The Totem philosophy is rooted in being independent and transparent. This means no hidden kickbacks for your health plan, zero conflicts of interest, and no plans to merge or sell.

Totem is dedicated to being there for everyone through benefits administration, concierge-level service, and outsourced benefits communications.

Cost savings and better benefits
go hand-in-hand.

How do we generate real client results time and time again?

It’s simple.

Our approach to employee benefits solutions isn’t like the other big box brokers.

At Totem we are independent, transparent and 100% focused on our clients and their employees. We’re proud to help our clients solve some of their biggest challenges connected to employee benefits and are squarely equipped to solve:

What's keeping you up at night?

Recruiting & Retention Challenges
Skyrocketing Healthcare Costs
Declining Perception of Benefits
Exposure to Overspending
Network Coverage Gaps
Overworked HR Teams
Lack of Employee Engagment
Inclusiveness of Benefits Programs

The Four Pillars of Totem Health

We utilize what we like to call “The Four Pillars of Totem Health” when crafting out-of-the-box benefits solutions for our clients.

Quality Focused Care

Each of these pillars plays a unique role in the benefit plans that actually make a difference for your employees and your business.

Results-Driven Solutions

Client: National Restaurant Group

Year 1: 17% savings vs. fully-insured
Year 2: Additional savings reinvested in better benefits

Year 1: Quality Steerage, Virtual Primary Care, Centers of Excellence, Pharmacy Solutions
Year 2: Fertility, Wellness, Sleep Program, Mobile App


  • Financial Savings
  • Cultural Enhancement
  • Reinvested Savings

Be there for everyone.

When it comes to employee benefits—you CAN
have your cake and eat it too.

Are you confident in your ability to reduce costs and retain and recruit top-tier talent? Optimizing employee benefits equips you to win the talent war, while simultaneously cutting costs.


Ready to transform the way you handle employee benefits?

Download our FREE ebook, “Optimizing Benefits to Combat the Great Resignation and Reduce Costs.”

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Overview of Services

We think outside the box with solutions that make a difference for our clients.

Totem’s range of services is anchored in data and focused on employees. Cookie cutter solutions are not an option for us. Instead, we work alongside clients to create custom-tailored benefits packages that help them win at recruiting.
Benefits Consulting
Benefits Administration
Benefits Communication
Benefits and HR Compliance
HR Outsourcing

Why Employers of Choice Choose Totem

The best customer service I have experienced

The team at Totem leans into every question and need we have, always reaching in to share the load. This is the best customer service I have experienced from a business partner/vendor in my career.

—Vice President of Talent Management
Marco’s Pizza

Addressing employee's concerns

Totem works really well negotiating with vendors to keep our rates low. They are responsive and address employee’s concerns in a timely manner.

—Assistant Superintendent for HR and District Operations
Public School District

Not simply canned insurance

The plan designs Totem recommends are designed to fit our employees’ needs instead of simply canned insurance programs. They are very organized and make it easy for our employees to find information.

—Alex Marcus, President
Dahmes Stainless

Easy to work with

I genuinely don’t know of anything Totem can do better. Totem provides great customer service and they are knowledgeable, friendly, and easy to work with.

—Director of Human Resources,
Elgin Mayfield Houston County Schools