Employee Benefit Solutions for Retail Employers

When your health benefits plan isn’t serving your employees and is putting you over budget, it’s time to reconsider your options.

If you’re facing recruitment and retention challenges, an unmotivated workforce, or difficulty helping employees understand and utilize their benefits package, we’re here to help.

We get where you’re coming from.

We help Retail employers with:


Recruiting keeps you up at night – especially as you battle against large corporations in the talent war.


Retaining top employees is a challenge due to inconsistent hours and compensation leaving a major impact on the benefits you can offer.


Your employees lack an understanding of the value your benefits provide — and are unsure how to maximize them.

Employee Health

Your employees are prone to health challenges due to the nature and schedule of work.

Proactive Care

Employees continually choose to delay or skip preventive healthcare due to poor perception of benefits, leading to major complications.


You’re working with limited budgets outside of your control — continually being asked to do more with less when it comes to compensation and benefits.

Our Solutions

We think outside the box with solutions that make a difference for our Retail clients.

Benefits Consulting
Benefits Administration
Benefits Communication
Benefits & HR Compliance
Concierge Employee Support
HR Outsourcing

Totem’s solutions change the way our retail clients approach benefits.


decrease in employee turnover


in savings on medical spend


increase in the perception of benefits


increase in employee engagement

Why Employers of Choice Choose Totem

They just go above and beyond

“When you meet somebody [like Totem] that cares about your employees as much as you do, it’s refreshing. It’s so awesome. They just go above and beyond.”

—Georgia Public School District, Director of Employee Benefits

My expectations have always been met

My expectations have always been met and in a timely manner. Our Totem team is very helpful and knowledgeable to help with needs for our employees. I worked in Benefits before Totem, moved to Human Resources and then came back to Benefits in 2021. I share that to say that I knew life before Totem and know what it is like now with Totem support. It is very helpful!

—Benefits Specialist, Public School District

Responsive and quick

I am happy with the service Totem is providing. They are very responsive and quick to answer questions.

—Director of Finance, Professional Services Client


Our Mission

Be there for everyone.

You want to make sure no employee gets left behind — but you want to make sure to protect your bottom line too.

With a proven track record of delivering 8% to 29% in annual savings to clients who adopt our engineered health benefits that leverage data and best practice — we help you offer a winning benefits package, all while lowering your costs.