Employee benefits are important. Why? Because when optimized, your employee benefits package has the potential to be your best ROI. At Totem, we understand why employee benefits are important and infuse that knowledge into everything we do for you. Find out how to...
Healthcare trends may come and go, but their impacts can be everlasting. New healthcare trends pop up every year, and some of them stick around for up to 5 or 10 years. Although the hope and intent are that all healthcare trends are beneficial to employers and...
You’re fighting the battle of the century. Your goal? To retain your company’s top talent and recruit employees who want to be a part of your team. With this battle top-of-mind for all executives and HR teams, there are plenty of tactics being implemented with the...
We disrupt the employee benefits space. It’s who we are. It’s what we do. Our consulting team works to continually improve the quality of healthcare our clients provide to their employees, all while reducing costs and maximizing value. The four pillars of...
The secret to fixing healthcare and suppressing cost inflation? First, here’s what isn’t the answer: Big box consultants HDHPs Reference-based pricing The secret sauce to fixing healthcare is quality. That’s right. It begins with the quality of providers your...
We’ve broken down the difference between self-funded health plans and fully insured plans, and now we’re ready to address some common myths surrounding self-funded plans. We’re calling it Myth Busters: Self-Funded Health Plans Edition. Here are 3 common myths about...
