Totem Blogs
Whether you’re a public school district or a private sector client, we use data-driven solutions and personalized service to help you offer employees better benefits for your people and your bottom line.
What the FTC Non-Compete Ruling Means for Your Employee Benefits
Following the Federal Trade Commission's (FTC) recent ruling on non-compete agreements, businesses across various industries are bracing for...
Proactive Measures to Avoid Employee Health Plan Pitfalls
In the intricate world of employee health plan management, staying ahead of the curve isn't just a strategic move; it's a necessity. As the...
Staying Ahead in Hospitality: Crafting Strategic Employee Benefits Solutions
It’s no secret that the Hospitality industry experiences significant turnover. That means that HR Teams in the industry are consistently dealing...
Understanding Your Fiduciary Duty Under ERISA
When it comes to managing employee benefit plans, organizational leaders shoulder significant responsibility. Central to this responsibility is...
Employee Benefits for Construction: How to Optimize Your Approach
Hiring a quality workforce in the construction sector is a challenging feat. What's even more difficult? Retaining the talent you do have. Getting...
Crafting Employee Benefit Solutions for Automotive Dealerships
Optimizing efficiency is paramount for success in the fiercely competitive landscape of the automotive industry. At Totem, we recognize this crucial...
CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers
As an Executive tasked with cutting costs while simultaneously retaining top talent, you’re continuously seeking innovative solutions to manage...
Navigating ERISA Compliance: Employer Liabilities Considering the Johnson & Johnson Lawsuit
The landscape of employer-sponsored health plans is complex, particularly under the regulatory gaze of the Employee Retirement Income Security Act...
Employee Financial Wellness Matters: Prioritizing Employee Financial Health
We’re facing tough economic times, and it’s impacting your employees. Many people are finding themselves struggling to make ends meet, even with a...
Results Totem delivers
10.5%
decrease in turnover
8-29%
savings in
medical spend
12.5%
increase in perception of benefits
700%
increase in employee engagement