Totem Blogs
Whether you’re a public school district or a private sector client, we use data-driven solutions and personalized service to help you offer employees better benefits for your people and your bottom line.
Why Personalized, Unscripted Service Outperforms Scripted Models
The Human Advantage in Employee Benefits Support When employees need help with their benefits, it’s rarely a simple question — it’s often a critical...
Why Quality Costs Less in Healthcare
And Why Employers Pay More When They Settle for “Good Enough” In most industries, higher quality comes with a higher price tag. Healthcare breaks...
The Value of a Dependent Eligibility Audit
Why Every Employer Should Verify Who Is Truly Covered on the Health Plan Healthcare costs continue to rise, putting increased pressure on employers...
Supporting Employees Through Holiday Depression
How Employers Can Recognize and Respond Compassionately The holidays can bring heightened stress, loneliness, and financial pressure. For many...
Open Enrollment – What Employers Need to Know
Open enrollment is one of the most resource-intensive times of year for HR, Finance, and Operations leaders — where benefits strategy meets...
One Big Beautiful Bill Act: Key Impacts for Employers and HR Leaders
One Big Beautiful Bill Act: Key Impacts for Employers and HR Leaders On July 4th, 2025, H.R. 1—the sweeping One Big Beautiful Bill Act—was signed...
Blueprint for Optimizing Employee Benefits for Manufacturing
Blueprint for Optimizing Employee Benefits for Manufacturing In Georgia’s manufacturing sector, margins are tight, skilled labor is scarce, and...
What is a Health Insurance Captive?
Executives and HR Teams constantly seek innovative ways to manage costs while maintaining quality employee benefits coverage. One tactic many...
Totem Named One of Inc. Magazine’s Best Places to Work 2024
Totem is proud to announce that we have been named one of Inc. Magazine’s Best Places to Work for 2024. Our mission is to be there for everyone,...
Results Totem delivers
10.5%
decrease in turnover
8-29%
savings in
medical spend
12.5%
increase in perception of benefits
700%
increase in employee engagement

