Totem Blogs
Whether you’re a public school district or a private sector client, we use data-driven solutions and personalized service to help you offer employees better benefits for your people and your bottom line.
What is a Health Insurance Captive?
Executives and HR Teams constantly seek innovative ways to manage costs while maintaining quality employee benefits coverage. One tactic many...
Totem Named One of Inc. Magazine’s Best Places to Work 2024
Totem is proud to announce that we have been named one of Inc. Magazine’s Best Places to Work for 2024. Our mission is to be there for everyone,...
Could a Sleep Program be your Best Wellness Initiative?
"Getting a good night's sleep" is a common phrase we've all used. But what if getting better sleep is more than an overused phrase we say when we've...
Open Enrollment: How to Prepare NOW
The open enrollment period is not just another date on the HR calendar — it's a critical window that shapes employee satisfaction, retention and...
The Future of Employer-Sponsored Health Plans: Insights Post-J&J Lawsuit
In the wake of the recent Johnson & Johnson lawsuit, the landscape of employer-sponsored health plans is shifting profoundly. The repercussions...
Take a Transparent Approach to Employee Benefits Communication
In the modern workplace, transparency has emerged as a fundamental principle in fostering employee trust and engagement. According to research by...
ERISA Compliance: A Deep Dive for HR Professionals
Navigating the intricate waters of ERISA (Employee Retirement Income Security Act) compliance is not merely a legal obligation for employers—it's...
Negotiation of Health Plan Rates and Premiums
As an Executive or HR Staff responsible for your employee health plan, we completely understand the challenges that loom – especially those as large...
Revolutionize Your Approach to Employee Benefits for Retail
When your employee benefits plan strains your budget and falls short of meeting your employees’ needs, it's crucial to explore alternative options....
Results Totem delivers
10.5%
decrease in turnover
8-29%
savings in
medical spend
12.5%
increase in perception of benefits
700%
increase in employee engagement