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Negotiation of Health Plan Rates and Premiums

Negotiation of Health Plan Rates and Premiums

by Team Totem | May 8, 2024 | Benefits Consulting, Cost Containment, Health Spend Reduction

As an Executive or HR Staff responsible for your employee health plan, we completely understand the challenges that loom – especially those as large as managing health plan rates for your organization.  Healthcare costs impact both employers and employees. And, the...
CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

CASE STUDY: Understanding Health Insurance Captives – A Guide for Employers

by Team Totem | Mar 20, 2024 | Benefits Consulting, Cost Containment, Health Spend Reduction

As an Executive tasked with cutting costs while simultaneously retaining top talent, you’re continuously seeking innovative solutions to manage costs and offer competitive packages.  One such solution gaining traction is Health Insurance Captives.  This alternative...
How to Save Costs Without Sacrificing Quality in Employee Healthcare

How to Save Costs Without Sacrificing Quality in Employee Healthcare

by Team Totem | Dec 20, 2023 | Benefits Consulting, Health Spend Reduction

Striking a balance between cost savings and high-quality healthcare can be a sizable challenge for employers. Employers and HR Teams are consistently seeking ways to optimize resources without compromising the well-being of their workforce. To do this successfully,...
CASE STUDY: The ROI of Prioritizing Quality Care in Your Employee Benefits Package

CASE STUDY: The ROI of Prioritizing Quality Care in Your Employee Benefits Package

by Team Totem | Dec 19, 2023 | Benefits Consulting, Cost Containment, Health Spend Reduction

In the world of employee benefits, the shift toward prioritizing quality care has become the cornerstone of successful workforce management. This blog will delve into the significance of prioritizing quality care in employee benefits, with a keen eye on the return on...
The Rise of Preventive Care: How It Impacts Employee Health and Your Bottom Line

The Rise of Preventive Care: How It Impacts Employee Health and Your Bottom Line

by Team Totem | Dec 13, 2023 | Health Spend Reduction

In healthcare benefits, preventive care has emerged as a cornerstone in promoting employee health and well-being while simultaneously impacting the bottom line for organizations. All-in-all, preventive care can be seen as a win-win for employees and employers....
The Ultimate Roadmap to Navigating Your Employee Health Plan

The Ultimate Roadmap to Navigating Your Employee Health Plan

by Team Totem | Jun 14, 2023 | Health Spend Reduction

Do you have a love-hate relationship with your employee health plan? You may consider them a necessary evil, but really, they have the ability to not only take better care of your employees and their families but boost productivity, and morale. Often, when company...
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