Despite significant pressure from the federal government, PBMs are winning, while employers and patients are struggling to keep up with the increasing costs. In every other industry, innovation has led to the middle-man getting squeezed, yet in Pharmaceuticals, the...
The HSA was launched in 2004 with great excitement from the employee benefits community. It was crafted with the intention of empowering consumers to make better healthcare decisions. And it’s been marketed as the only savings vehicle with “double tax benefits.” Both...
