As an Executive or HR Staff responsible for your employee health plan, we completely understand the challenges that loom – especially those as large as managing health plan rates for your organization. Healthcare costs impact both employers and employees. And, the...
Optimizing efficiency is paramount for success in the fiercely competitive landscape of the automotive industry. At Totem, we recognize this crucial need, which is why we specialize in partnering with dealerships to fine-tune and enhance their employee benefits...
As an Executive tasked with cutting costs while simultaneously retaining top talent, you’re continuously seeking innovative solutions to manage costs and offer competitive packages. One such solution gaining traction is Health Insurance Captives. This alternative...
In the world of employee benefits, the shift toward prioritizing quality care has become the cornerstone of successful workforce management. This blog will delve into the significance of prioritizing quality care in employee benefits, with a keen eye on the return on...
Pharmacy Benefit Managers continue to control the Pharmaceutical landscape. In spite of ongoing efforts from the Federal Trade Commission, PBMs are standing strong in their position as prescription drug middlemen — impacting the access and affordability of medicine. ...
What’s the one thing holding you back from switching to an employee benefits partner that truly helps you meet your business goals and reduce employee benefit costs? If we had one guess – it would be the fear of the unknown. That’s no surprise to us because we’ve seen...