Totem Blogs
Whether you’re a public school district or a private sector client, we use data-driven solutions and personalized service to help you offer employees better benefits for your people and your bottom line.
Employee Benefits Consulting: A Complete Guide to Building a Competitive Package
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6 Ways Your PBM is Ripping You Off (and what you can do about it)
Despite significant pressure from the federal government, PBMs are winning, while employers and patients are struggling to keep up with the increasing costs. In every other industry, innovation has led to the middle-man getting squeezed, yet in Pharmaceuticals, the PBM continues to grow more profitable and powerful each year.
9 Takeaways from the World Healthcare Congress
The World Healthcare Congress in DC earlier this month was a phenomenal event, and I’ve shared a few key takeaways below. Employers are still facing significant challenges in finding their employees the right care, at the right price, at the right place; however, virtually all of these challenges have been and are being addressed by new, innovative vendors embracing proven strategies.
Increase Retention with a Properly Designed HRA
In today’s market, top talent is in short supply, and creating the right culture is critical for success. Giving employees a sense of value and appreciation through great benefits has been proven to increase retention and improve performance.
3 Pitfalls of the HSA
The HSA was launched in 2004 with great excitement from the employee benefits community. It was crafted with the intention of empowering consumers to make better healthcare decisions. And it’s been marketed as the only savings vehicle with “double tax benefits.”
Service or Technology Focus? Why Not Both?
Technology will never eliminate the need for human interaction. The proper combination of technology and service allows you to keep pace with the digital world while offering personalized, trained assistance. Successful employers provide their employees with a variety of tools for employee benefits education. These tools empower employees to be informed consumers and maximize their benefits by making the right choices.
EBA’s 2017 Most Influential Women in Benefit Advising
Employee Benefit Advisor recently awarded our own Debbie Schultz one of 2017’s most influential women in benefit advising. Award recipients are based on achievements related to women mentorship, unique solutions to client challenges, and technological innovation.
Improve Employee Engagement with Text Messaging
This spring, Gallup released the findings of its annual State of the American Workplace survey, that revealed 70% of the workforce is disengaged. Look around your workplace and try to imagine that only one-in-three of your employees is engaged in his or her work, while the others are likely wasting time on other activities — like looking for another job.
Results Totem delivers
10.5%
decrease in turnover
8-29%
savings in
medical spend
12.5%
increase in perception of benefits
700%
increase in employee engagement