What’s the one thing holding you back from switching to an employee benefits partner that truly helps you meet your business goals and reduce employee benefit costs?
If we had one guess – it would be the fear of the unknown.
That’s no surprise to us because we’ve seen (and worked) with it all — clients who are extremely interested in partnering with a new employee benefits provider, but have no idea what to expect, and the pressure of unknown risks and costs stops them from taking the next step.
The pressure you’re feeling is understood and more importantly, valid. The feeling of jumping into the deep end when switching employee benefits providers doesn’t have to be a reality. And with Totem, it’s not.
Change can be hard. With Totem, it doesn’t have to be. Our team manages all aspects of the broker, admin and employee engagement change so your team doesn’t have to. When you partner with Totem, there’s no extra work or weight added to your team – we help free up your team’s time to focus on important initiatives.
We are with you every step of the way. Totem helps you make a seamless transition while decreasing your employee benefit costs.
1. Each employee benefits plan we create is customized to our clients.
Say it with us, “no cookie-cutter approaches to benefits!” Unfortunately, the one-size fits all employee benefits plan is a core driver of increased employee benefit costs. Why? Because they aren’t solutions specifically tailored to your organization or your employees.
Whether you’re in the public or private sector, we help you leverage winning benefits programs that protect your bottom line. All-in-all, our customized benefits solutions help you be there for everyone and do more with less.
We achieve these by taking a strategic approach to benefits consulting, administration and communication, to ensure the plan we create together is the perfect fit for your organization. And, when you have an employee benefits plan that’s working with you rather than against you, you’ll experience an increase in cost savings and a decrease in employee turnover. Now that’s a win-win.
2. We help clients decrease employee benefit costs by directing employees to high-quality providers.
There’s a range of providers that form your employee benefits plan, and every one of them must meet expectations and bring something to the table. At Totem, we are proud of the providers we work with — from healthcare and pharmacy solutions to mental health resources — our providers are top-notch and make a lasting impact on your employees and your bottom line.
One of the most important (and impactful) parts of our healthcare strategy is that we remove all barriers to the best care, including cost, for our members. Our healthcare plans result in richer benefits for your employees. Not only does this take better care of your team, but it also aids recruiting and retention.
High-quality providers are a driving factor in engaging your employees to take better care of themselves and even catch certain health conditions early. Common conditions that drive costs for employees include cancer, musculoskeletal, cardiovascular, and diabetes. Directing your employees to the best providers in their area makes them more likely to catch these conditions early and take action. This benefits the health of your employees and their families, as well as lowering your employee benefit costs.
3. Our fail-proof employee communication strategies increase benefit utilization.
In addition to offering the best providers to your employees, it’s equally important to ensure you’re effectively communicating the entirety of your benefits plan to employees. If they aren’t aware or don’t fully understand how benefits work, they aren’t going to utilize those benefits in the best possible way.
And what happens when benefits are underutilized? Dollars are left on the table. This can be avoided through strategic employee communication tactics that prioritize your employees. Our employee communications efforts go far beyond putting together a robust guide and hoping employees grasp a complete understanding. Instead, we incorporate benefits websites, concierge services, and outbound communications to give your employees the tools, resources, and support they need.
An increased understanding of employee benefits results in higher employee engagement, satisfaction and benefit utilization – which all impact your overall employee benefit costs.
Switching employee benefits partners can feel like walking into a situation full of unknown risks like overspending. But when you choose the right benefits partner, you’ll find that the transition is seamless and your employee benefits costs can decrease when you have the right players on your side.
It’s time to take the leap and learn more about partnering with Totem. Connect with our team today for a complimentary consultation call. You won’t regret it.