Solutions Overview
Whether you’re competing for talent in the public or private sector — we help you leverage winning benefits programs that protect your bottom line.
Another way of saying it? We help you to be there for everyone and do more with less.
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Our Solutions
We think outside the box with solutions that make a difference for our clients.
Benefits Consulting
- Medical & Pharmacy Plan Consulting
- Public School Benefits Consulting
- Wellness Program Implementation
& Management - Fully-Insured to Self-Funded Migrations
- Voluntary Benefits Plan Consulting
- Actuarial Services
- Data Analytics
- Customized Medical Management
- Benefits Plan Benchmarking
- Compensation Studies
- Mergers & Acquisitions
- International Benefits Consulting
Benefits Administration
- Ben Admin System Implementation & Maintenance
- Management of Enrollment & Eligibility Events
- Custom Payroll Reporting
- Vendor Eligibility Reporting
- ACA Reporting & Filing
- Retiree Billing
- Self-Funded Short-Term Disability Administration
- Leave Management (including FMLA)
- Total Compensation Statements
- Dependent Verification & Audit
Benefits Communication
- HR Help Desk Services
- Exit Interviews
- Educational Tools and Resources
- Videos, Enrollment Brochures, and Benefits Guides
- Mobile-Optimized Benefits Websites
- Email & Text Campaigns
- Mobile-First Benefits Website
Benefits & HR Compliance
- Employee Enrollment (Open Enrollment & New Hire)
- ERISA Counsel
- Form 5500 Filing
- PCORI Filing Support
- Handbook Audit
- Plan Document Management
Concierge Employee Support
- Proactive Employee Outreach
- Employee Advocacy
- Qualifying Life Event Changes & Enrollment
- Beneficiary Updates
- Employee Questions
Open Enrollment
- Telephonic and Online Enrollment
- Onsite and Virtual Event Support
- Proactive Outreach via Email, Text, Phone
- Open Enrollment Education and Communication
- Post-OE Reporting
HR Outsourcing
- Printing & Fulfillment Management
- Mobile App Deployment
- Total Compensation Statements
- Year-Round Email & Text Campaigns
We’re not like other consultants.
How does your benefits consultant stack up?
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Results That Speak for Themselves
10.5%
decrease in employee turnover
8-29%
in savings on medical spend
12.5%
increase in the perception of benefits
700%
increase in employee engagement
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Industries We Serve
Across multiple industries and sectors — Totem positions employers with benefits packages that help them win at recruiting and retention.
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Our Mission
Be there for everyone.
You want to make sure no employee gets left behind — but you want to make sure to protect your bottom line too.
With a proven track record of delivering 8% to 29% in annual savings to clients who adopt our engineered health benefits that leverage data and best practice — we help you offer a winning benefits package, all while lowering your costs.