Solutions Overview
Whether you’re competing for talent in the public or private sector — we help you leverage winning benefits programs that protect your bottom line.
Another way of saying it? We help you to be there for everyone and do more with less.
Our Solutions
We think outside the box with solutions that make a difference for our clients.
Benefits Consulting
- Medical & Pharmacy Plan Consulting
- Public School Benefits Consulting
- Wellness Program Implementation
& Management - Fully-Insured to Self-Funded Migrations
- Voluntary Benefits Plan Consulting
- Actuarial Services
- Data Analytics
- Customized Medical Management
- Benefits Plan Benchmarking
- Compensation Studies
- Mergers & Acquisitions
- International Benefits Consulting
Benefits Administration
- Ben Admin System Implementation & Maintenance
- Management of Enrollment & Eligibility Events
- Custom Payroll Reporting
- Vendor Eligibility Reporting
- ACA Reporting & Filing
- Retiree Billing
- Self-Funded Short-Term Disability Administration
- Leave Management (including FMLA)
- Total Compensation Statements
- Dependent Verification & Audit
Benefits Communication
- HR Help Desk Services
- Exit Interviews
- Educational Tools and Resources
- Videos, Enrollment Brochures, and Benefits Guides
- Mobile-Optimized Benefits Websites
- Email & Text Campaigns
- Mobile-First Benefits Website
Benefits & HR Compliance
- Employee Enrollment (Open Enrollment & New Hire)
- ERISA Counsel
- Form 5500 Filing
- PCORI Filing Support
- Handbook Audit
- Plan Document Management
Concierge Employee Support
- Proactive Employee Outreach
- Employee Advocacy
- Qualifying Life Event Changes & Enrollment
- Beneficiary Updates
- Employee Questions
Open Enrollment
- Telephonic and Online Enrollment
- Onsite and Virtual Event Support
- Proactive Outreach via Email, Text, Phone
- Open Enrollment Education and Communication
- Post-OE Reporting
HR Outsourcing
- Printing & Fulfillment Management
- Mobile App Deployment
- Total Compensation Statements
- Year-Round Email & Text Campaigns
We’re not like other consultants.
How does your benefits consultant stack up?
Results That Speak for Themselves
10.5%
decrease in employee turnover
8-29%
in savings on medical spend
12.5%
increase in the perception of benefits
700%
increase in employee engagement
Industries We Serve
Across multiple industries and sectors — Totem positions employers with benefits packages that help them win at recruiting and retention.
Our Mission
Be there for everyone.
You want to make sure no employee gets left behind — but you want to make sure to protect your bottom line too.
With a proven track record of delivering 8% to 29% in annual savings to clients who adopt our engineered health benefits that leverage data and best practice — we help you offer a winning benefits package, all while lowering your costs.